How to Maximize Your Budget When Remodeling a Bathroom

If you’re investing your hard-earned money in fixing up your bathroom, you’ll also likely want to know what the return on investment might be — and how to maximize it. Before you begin remodeling your bathroom, consider these tips to help you get more for your money.

Find Ways to Save

Looking to save money on a bathroom remodeling project? Here are some strategies:

Refinish an Old Bathtub

The price tag on a new bathtub may look affordable, but the cost can quickly rise when you account for hiring a contractor and plumber to install it and fees to dispose of the old tub, among other expenses, The Spruce says. Instead of ripping out a worn down cast iron tub, you may save money by refinishing the old one, according to [Read More ...]

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How to Maximize Your Budget When Remodeling a Bathroom was originally posted by ClaimsMate.com Insurance Information Resources

Is It Necessary to Buy Travel Insurance?

Travel insurance covers trip cancellations and interruptions, lost luggage, and accidents or illnesses while traveling domestically or abroad. The coverage is by the day (number of days of your trip). Limits, deductibles and co-insurances vary by provider. Before you get it, you should take 3 things into consideration: Gravity of the trip. Probability of cancellation.

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Is It Necessary to Buy Travel Insurance? was originally posted by ClaimsMate.com Insurance Information Resources

Is It Necessary to Buy Travel Insurance?

Travel insurance covers trip cancellations and interruptions, lost luggage, and accidents or illnesses while traveling domestically or abroad. The coverage is by the day (number of days of your trip). Limits, deductibles and co-insurances vary by provider. Before you get it, you should take 3 things into consideration: Gravity of the trip. Probability of cancellation.

[Read More ...]

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Is It Necessary to Buy Travel Insurance? was originally posted by ClaimsMate.com Insurance Information Resources

A Lifetime of Good Work

Communities flourish when people come together to make necessary change happen. This can be done on many levels, but often when children learn how to influence their community through positive change, it can mean a lifetime of good work.

Students across the nation have learned how to be environmentally conscious through the work of Earth Force, a nonprofit focused on educating teachers on how to build environmental community projects with their students.

“We target fifth to 10^th grade students because that’s the age people start to develop their personality, belief systems, value systems, and where environmental work needs to happen to build environmentally educated people,” says Justin Zakoren, Earth Force program manager...

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A Lifetime of Good Work was originally posted by ClaimsMate.com Insurance Information Resources

Choosing the Right Stone Countertop for Your Kitchen

Stone countertops often look nice in a kitchen. But, when selecting the right counter material for your kitchen, it is also important to consider the stone’s durability, maintenance and cost.

To start, think about how you use your kitchen. For example, if you love to bake, you might want to consider marble countertops for rolling out dough. But on the other hand, if you have a young family, and are constantly cleaning up juice spills and sticky fingerprints, it might be best to go with a more durable counter surface that doesn’t stain.

Maintenance is another consideration. Most natural stone materials require periodic maintenance, such as resealing. However, if you choose an engineered stone, such as quartz, you may not need...

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Choosing the Right Stone Countertop for Your Kitchen was originally posted by ClaimsMate.com Insurance Information Resources

Like Uber, but for lawsuits

As anyone who has rented an apartment in New York City knows, your security deposit is basically a gift to your landlord. Good luck ever seeing it again after you move out.  

There are a few theories for how to avoid this. Mine has been to pray fervently for divine intervention, which worked out…once. An acquaintance tells me to simply never pay the last month’s rent. (The I.I.I. does not in any way endorse this strategy.) 

But one strategy no one suggests is to contest the withholding of your deposit in small claims court. Because you’ll end up spending more money than your original deposit was worth. 

If only there were an app for that… 

Turns out, there is. DoNotPay is an app that uses algorithms to determine whether...

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Like Uber, but for lawsuits was originally posted by ClaimsMate.com Insurance Information Resources

Green Practices That Might Make Financial Sense For Your Business

If you’re thinking of implementing green practices at your small business, it’s natural to want to make sure they’re cost effective. After all, the point of running your own business is to make money. Fortunately, you may not have to choose between going green and saving some green as there are many changes you can make to accomplish both. Follow these tips to help you navigate cost-effective ways to go green at your business.

Go Paperless

Did you know that the average employee uses about 10,000 pieces of paper each year? According to Business.com, that amount of paper equals about one full-grown Douglas fir tree. Consider going paperless at your small business by saving documents digitally instead of in a file cabinet, or...

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Green Practices That Might Make Financial Sense For Your Business was originally posted by ClaimsMate.com Insurance Information Resources