Does Your Small Business Need Directors and Officers (D&O) Insurance?

Even a small business that is not publicly traded can be vulnerable to expensive lawsuits, levied against the company itself and against the company’s officers and directors. Directors and officers (D&O) insurance protects companies, helping many small businesses avoid bankruptcy. Experts say D&O insurance coverage is essential to most businesses, even small privately held companies.

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Having a problem with a hail claim? ClaimsMate.com/

Does Your Small Business Need Directors and Officers (D&O) Insurance? was originally posted by ClaimsMate.com Insurance Information Resources

Does Your Small Business Need Directors and Officers (D&O) Insurance?

Even a small business that is not publicly traded can be vulnerable to expensive lawsuits, levied against the company itself and against the company’s officers and directors. Directors and officers (D&O) insurance protects companies, helping many small businesses avoid bankruptcy. Experts say D&O insurance coverage is essential to most businesses, even small privately held companies.

[Read More ...]

Having a problem with a hail claim? Click Here To Learn More

Does Your Small Business Need Directors and Officers (D&O) Insurance? was originally posted by ClaimsMate.com Insurance Information Resources

THE DECEMBER ISSUE OF I.I.I.’S LATEST STUDIES DIGEST IS NOW AVAILABLE

The December issue of the I.I.I.’s Latest Studies digest is now available.

In this issue: Swiss Re on global economic and insurance outlook, Deloitte on insurtech trends and insights, Headwaters Economics on building wildfire-resistant homes, Allianz on their climate and energy monitor, and much more…

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Having a problem with a denied claim? ClaimsMate.com

THE DECEMBER ISSUE OF I.I.I.’S LATEST STUDIES DIGEST IS NOW AVAILABLE was originally posted by ClaimsMate.com Insurance Information Resources

How to Increase the Value of Your Rental Property

As a homeowner, you likely know that making certain renovations may help increase the value of your property. But when you’re also a landlord, updating your property may make it more appealing to potential renters and allow you to increase monthly rent, according to Zillow. If you’re contemplating on making renovations to your rental property, read on to learn what factors help determine rent prices and what upgrades tend to offer the biggest returns.

What Factors Determine Monthly Rent?

Before you decide on upgrades, you may want to determine how much you can charge for your property’s monthly rent. Take a look at your local market and compare your property with other rentals in the area, says Zillow. Getting familiar...

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Having a problem with a denied claim? Click Here To Learn More

How to Increase the Value of Your Rental Property was originally posted by ClaimsMate.com Insurance Information Resources

What Factors Could Affect Your Insurance Rates?

There are many factors that could affect your insurance rates. For example, your age, your gender, marital status, claims history, credit history, previous insurance coverage, coverages and deductibles, insurance companies, etc. You should know that insurance companies take all of these factors into considerations. That’s why you should negotiate your insurance rates with your insurer

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Having a problem with a fire claim? Read More About How ClaimsMate Can Help

What Factors Could Affect Your Insurance Rates? was originally posted by ClaimsMate.com Insurance Information Resources

What Factors Could Affect Your Insurance Rates?

There are many factors that could affect your insurance rates. For example, your age, your gender, marital status, claims history, credit history, previous insurance coverage, coverages and deductibles, insurance companies, etc. You should know that insurance companies take all of these factors into considerations. That’s why you should negotiate your insurance rates with your insurer

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Having a problem with a flood claim? ClaimsMate can help

What Factors Could Affect Your Insurance Rates? was originally posted by ClaimsMate.com Insurance Information Resources

The “Sand Palace”: A Poster-Child for Resilience

You probably remember the “Sand Palace,” the lone house standing after Hurricane Michael made landfall in the Florida panhandle in October.

It’s a powerful story about one man’s stand against nature’s destructive power. But the Sand Palace is also a story about insurance.

There are generally two aspects of insurance. One is to pay out claims to make people whole again after a loss. Another is to incentivize behavior that makes those losses less likely to happen. In insurance-speak, we call that “mitigation.”

Consider the Sand Palace in that context. According to an AIR Worldwide analysis, the house was built to be even more resilient than Florida’s already-stringent building codes: reinforced concrete, limited...

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Having a problem with a denied claim? Learn How ClaimsMate Can Help

The “Sand Palace”: A Poster-Child for Resilience was originally posted by ClaimsMate.com Insurance Information Resources